50 Year Mortgages & Shady Shutdown Deals EXPLAINED

1. 

   @LeejaMiller

   January 24, 2026 at 12:58 pm

   FREE TOYS OR GIFT CARDS FOR TOYS! Everyone who signs up to my giveaway with @bellesaco wins something! https://www.shopbboutique.co/vibe/leejamiller-yt10 #bbpartner

2. 

   @keata1315

   January 24, 2026 at 12:58 pm

   Notified is one thing, but the rest is ridiculous

3. 

   @omnipredation

   January 24, 2026 at 12:58 pm

   Does anyone else find it un-funny that what they call "personal sacrifice" would otherwise equate to "personal responsibility" in any other position? I work a low/mid-level tier in client services/administration, and ALL my calls are monitored, period. My employer emphasizes accountability and I am on board with that, plus as much transparency and internal communication as possible. It is absolutely, GOBSMACKINGLY maddening that someone with a magically secure salary at least 10x my take-home pay wants to pull a retroactive CYA move in CURRENT AND FUTURE legislation because they're butt-hurt and boo-hooing about their own PAST im-fucking-proprieties. 

   …I bet they also blame their house slav – ahem STAFF – for baking them the very same blueberry muffins they demanded, in the exact aluminum foil muffin cups (but of course paper lined) with the perfect slightly underbaked-but-completing-internal-cooking-as-they-rest texture, left to cool on a wire rack, and per their instructions, have a conservative (pun intended) dusting of large sugar granules to complete this extended (and rapidly deteriorating) analogical idea of "Oh, wait, those beautiful muffins weren't MY mistake, sir/ma'am!" Chef's kiss, gtfo.

4. 

   @ivoryas1696

   January 24, 2026 at 12:58 pm

   7:45
   Ah, yes. A good 'ol dose of understated truth! ☕

5. 

   @ivoryas1696

   January 24, 2026 at 12:58 pm

   0:45
   NNN defection 💔🥀

6. 

   @newyawktawk

   January 24, 2026 at 12:58 pm

   The fact that these senators slipped this little provision into this bill is the scummiest thing ever. They work for US, and they act like we are slaves to them. They are able to sue the government that they worked for in order to enrich themselves. I thought you had to resign from government work in order to sue the government, right? This is more corruption at the highest levels.

7. 

   @mikem820

   January 24, 2026 at 12:58 pm

   Leeja tells it straight and no bs

8. 

   @JellyMegane

   January 24, 2026 at 12:58 pm

   " that is a rough 37 my dude " wheezing

9. 

   @rooshy_contralto

   January 24, 2026 at 12:58 pm

   18:55 I’ve never heard somebody say nincompoop with such visceral passion 💀

10. 

    @timsmith428

    January 24, 2026 at 12:58 pm

    7 days in May..

11. 

    @brianlingenfelter6426

    January 24, 2026 at 12:58 pm

    Now anyone who can't think for themselves. A 50 mortgage is good. Because if you take that loan you can pay it back in half of the time. That means you would get credit for the loan being paid off a head of schedule. This also means if you lose your job you have time to find another job to keep making the payments. This is for people who don't know how to rebuild their credit rating. One rule of thumb is always take the loan out as long as possible. Then pay it off. That's called building credit.

12. 

    @glennadamson9576

    January 24, 2026 at 12:58 pm

    So how much do the people get from the trump fascist regime who had their personal information invaded by musk and doge

13. 

    @asthmaenthusiast

    January 24, 2026 at 12:58 pm

    Best Ad read ever.

14. 

    @mikaeladonegan2430

    January 24, 2026 at 12:58 pm

    Both? Both Tennessee senators? 😭😭 why is it always my state.

15. 

    @paal72

    January 24, 2026 at 12:58 pm

    As an underwriter and risk specialist, this is ludicrous, and no way this can ever be able to be a thing. (she writes in public, and thinks to her self – Damn it! Did I just jinx our country? stupid, stupid, stupid) How would you prove say, a 40 year-old (older millennial) will still be alive at 90 with enough income to sustain the payments? (Average life expectancy in USA in 2025 male sex organs at birth = 78 yo female sex organs at birth = 81 yo.) Do we look at their health records and family history to determine if the family combined with their current physical and a food and exercise habit journal and get a Physician's Opinion Letter to confirm that they have a 'better chance than average' to keep kickin' it that long, and maybe request an additional life insurance binder they (and any qualifying co-signer) need to qualify for? OR Will scientists find a way to genetically engineer us to not die? (This option does not help the current people alive to take the mortgage, ONLY our progeny AND is terrifying if you have ever watched the movie IN TIME, btw – you know the current rich corporations and private equity investment firm big daddies would ABSOLUTELY make that shit happen {IMHO 😌} – if you haven't seen it, watch it for context) OR Do you have a 28 to to 31 year-old (at time of purchase) direct relatives, with sufficient number of debt obligation history and excellent credit score history, plenty of assets for say….6-12 months monthly obligation to assume mortgage obligation without direct income in case of job loss and need to sell or restructure collateral loan, and enough calculated income to sustain the monthly obligation for the remaining life of the debt, and then that promise to co-sign the debt remain obligated post-mortem of primary borrower? – OR – Do we require much, much higher down payment? (borrowers are obligated to put down payments of differing % amounts depending on program terms, to show help secure the collateral and minimize some risk – which completely defeats the purpose of assisting with the current affordability issues at hand {again, IMHO 😌} )- OR – Do we only allow business owners to purchase in business name only, granting a separate obligation to the business "legal persons" or "juridical persons," and qualify with these hypothetical terms (this is a whole slew of other questions I would have – average income, cash flow over agreed term for avg income calcs {5yr avg? 10yr avg?}, nature of business?, avg life expectancy of the nature of business using history record of businesses in same NAICS code nature? customer base?, global? national? regional? small local? business assets? Are there source of income sanctions risks? AML risks? What are business assets? AND so much more!) Depending on interest rate, you are paying 3-4x the value of the home in 2025 by the end of the obligation, and by law there must be a significant benefit to the borrower over their potential risks of obligation, (and these benefits would most likely need to be defined differently for a timeline of this length with interest payments , there would need to be BIGLY creative law writing and a TREMENDOUS art-ing of a deal to sell the benefit {once more, IMHO 😌} AND there is no way to see in 50 years if the collateral will hold or increase equity value for half a century. The most experienced appraiser or investment guru can not have any idea of this risk – and probably wouldn't want to think about it as they know they would most likely cease to be and have returned to stardust themselves long before this loan ever ceases to be. (Digression: I challenged myself to insert the word stardust in my rant 🤩 – end digression) Now granted, no one ever really knows if the collateral will maintain, increase, or lose value, that is why investors create underwriting guidelines with specific qualifying conditions that borrowers must prove they meet before they will accept the risk, and they need to see if other investors on secondary market will choose to accept the same risk making the extension of credit for purchase an asset to the initial investor, or will they hold the loan and service themselves (if so, what is the benefit to them and their investors ) on top of this, the borrower, and lender and all stakeholders in the transaction must comply with any governance and compliance laws of their country and region (state, province, municipality, etc) up until time of closing contracts. Right now in USA we have a max of 30 years extension of credit and that is already a large time frame for any borrower to default within, already adding an additional risk to the investor, hence why 30 yr-mortgages typically have higher interest rates than 20, 15, or 10 year program loans. And you have to qualify for the terms at hand, not say you are hoping to refinance in 3 years or whatever, it has to be for all the terms, conditions, laws, and compliances for that specific contract. He's a NUT-BALL. 🥜🏀

    The melon-melanated-mini-mitted- mushroomed- membered-maniacally-moronic-misanthropic-Mussolini just spews inane jargon out of his gob hole in hopes to frighten, misinform, divide, excite, and provoke reactions from people who don't know him, and distract from his real history. Most of the country only knows the "TV guy". I grew up in NY until I was 12, and I will only say 70s-early 80s as a lady-ish person is not suppose to tell their age, (so I'm told) and his mug or voice was constantly on the tube or radio and always up to something shady. Even as a little kid I knew him as a pig to women, a self-believed guys-guy (the guy-iest of guys everyone thinks so) from Howard Stern show (don't tell my mom, I wasn't allowed to listen to those disgusting people – haha 😱) and all the women wanted him, he always thought he was getting away with something – and he always was. He was never faithful, no integrity , always lying, racist, a casino issues, apartment building issues, not paying contractors, accountants supposedly fixing stuff, and the first divorce – oy. But I watched stuff as a kid in real time, I may not have always understood what I was watching at the time, I just knew he seemed a not good man – my mother would call him a cheating louse or something of the same when the Marla stuff happened, she votes Maga now and has forgotten or forgiven any of the stuff she used to hate when I bring it up, remember when……people change, I don't remember that, etc. He was mostly regional back in the long-ago-before-times, so most reg-lah folks didn't know of him nationally really until The Art of the Deal (mostly with Walls-street-bro types or get rich quick whack-a-doos, that I remember) then know by the rest of America's "common folk" as what-a-successful-executive-must-be from watching, The Apprentice. I refused to watch it. I did, unfortunately learn the amount of people that believe reality TV is actual reality is dishearteningly disturbing. 😓😩

    So, I felt a need to clearly illustrate the insanity of yet another not-so-thought-out-random-ridiculous spit balling….what would we call it?….. attempt to problem solve without a shred of knowledge of anything about the subject. Sorry, I really cannot believe he knows anything about real estate (or much of anything other than the Art of the Grift) in real life other than when he said daddy I want that building there, so daddy gave him $1m and a group of accountants, bankers, investment friends, some addition asset funds, and lots of contacts to command and sent him off in the world to struggle and build his most richest in the world ever business empire. Baby's first sycophants. The cootie queens and lint lickers {remember that commercial?} read stuff that have no pictures only symbol-ly things on paper, scout things, sue people, set meetings, sue people again, avoid bills, sue more people, ignore obligations, counter sue some people, and do other things for him he couldn't ever do for himself. He's a petulant spoiled brat princeling who gets in trouble and they call in the whipping kids to take the prince's punishment for him, as he never to be held accountable, always above reproach, and then the snotty little (thinning) golden-haired crotch goblin just laughs, skips off breaking more laws, damaging other humans with devastating, life-altering trauma, and commands his hell-spawn handlers to get him a casino and a hotel right now….In Gaza…..next to the water, and whatever brown people that are still alive there can stay if they work cooking, cleaning, and landscaping for him. And all the little demonic dung beetles scurry to do his bidding. 😝Neener-neener. said in pretentious rich-voice (con't below)

16. 

    @zacg_

    January 24, 2026 at 12:58 pm

    I like the "power should be a prison." If you serve in congress or even the White House then your retire plan should be the standard FERS plan that all federal employees use. I'm not saying you should have all of your personal wealth confiscated when you come into office. But you should not have assets who would be significantly impacted by your legislative authority.

17. 

    @chrisgoetsch1964

    January 24, 2026 at 12:58 pm

    That's bullshit!!! You better not try to get rid of that kid inside you but you better not even think about trying to get ANY help in feeding and raising this child that they threatened to imprison you for trying to avoid poverty

18. 

    @thecapone45

    January 24, 2026 at 12:58 pm

    14:39 THAT GUY IS 37?! I thought he was 57!

19. 

    @JCheamus

    January 24, 2026 at 12:58 pm

    "If you have nothing to hide, you have nothing to fear," from politicians who have a lot to hide and are very afraid of even performing their jobs or afraid they"ll be caught how they're now performing their jobs.

20. 

    @septegram

    January 24, 2026 at 12:58 pm

    7:50 Not to mention the Constitutional prohibition on ex post facto laws.

21. 

    @JohnWilliams-wz9vk

    January 24, 2026 at 12:58 pm

    This is the last .cash grab ..

22. 

    @Resource.Management

    January 24, 2026 at 12:58 pm

    I agree that this is impeccably stupid. I also find that there's a problem with donating food. It costs money and with how our retarted system works fewer people will have that ability still leading to starvation. This is a systemic problem and to solve it check out the link provided in my earlier comment because solutions won't come from our current system.

23. 

    @Bogatituz

    January 24, 2026 at 12:58 pm

    Love that "power should be prison" notion. I've been saying for a few years now that my desired presidential selection process should be more like the draft. All of the candidates should be charging along in their respective careers and be like "damnit I need to serve my country" instead of aspiring to it for their entire lives. IMO anyone who wants absolute power by default shouldn't have it…

24. 

    @williamsimpson3155

    January 24, 2026 at 12:58 pm

    You're fckn awesome as usual ❤

25. 

    @scifirealism5943

    January 24, 2026 at 12:58 pm

    1. I see corporations and the government acting together in ways that consistently depress wages, because that keeps labor cheap and profitable for them.

    2. I view things like illegal immigration, weak unions, and intense labor competition as mechanisms that push wages down, while proposals like a living wage, UBI, welfare, or student-loan relief are resisted because they push wages up.

    3. I think universal healthcare is blocked for the same reason: removing medical debt and giving people stability would elevate workers’ leverage and wages, and those in power prefer policies that keep wages suppressed.

26. 

    @LaylaSpellwind

    January 24, 2026 at 12:58 pm

    With great power comes… no responsibilities, and that's a problem.

27. 

    @MattyWithAFatty

    January 24, 2026 at 12:58 pm

    Hey I think it’s important in politics to criticize both parties, however I have yet to hear you criticize anything the Democratic Party has done or a democrat has done. Both parties are shady, can you please explain? You claim to be moderate so… (just for reference I fall directly on the center line on the political compass test and fall heavily libertarian, so nobody can even try to call me a right wing authoritarian)

28. 

    @ItsPlaytimeVR

    January 24, 2026 at 12:58 pm

    I do t think I've ever seen her so fired up lol

29. 

    @collinhughey1685

    January 24, 2026 at 12:58 pm

    I know this is little but they also fucked the hemp law now making my weed more expensive to FML

30. 

    @brandonwalpole6058

    January 24, 2026 at 12:58 pm

    Does Palantir affect these congesspeople?

31. 

    @oskamunda

    January 24, 2026 at 12:58 pm

    Okay…. I'm totally okay with sex positive spaces….

    …. that doesn't necessarily directly translate into wanting to hear a short REVIEW of sex toys with visual of their shaped and descriptions of controlling suction followed by descriptions of…improvements in performance and…innovations….

    When I'm at work listening to an analysis video on the government shutdown status….

32. 

    @MsTiLaJ

    January 24, 2026 at 12:58 pm

    🤯🤯🤯

33. 

    @Ohatts

    January 24, 2026 at 12:58 pm

    Leeja what the hell is this sponsor

34. 

    @Dogewow1234

    January 24, 2026 at 12:58 pm

    19:15 !! I’ve been saying TRUTH CAME OUT. It feels like no one even talks about that part where social media is somehow a reliable source now? THIS IS NOT NORMAL

35. 

    @wetrucken1689

    January 24, 2026 at 12:58 pm

    Thieves are in power the country has been hijacked by snake oil salesman!!!

36. 

    @LuisMartinez-cm5zs

    January 24, 2026 at 12:58 pm

    The mortgage I want is a 200 years mortgage with the first payment in a 100 years if they don't have it I just get an RV thank you dear leader 😁

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