The Most Anticipated IPO of 2025
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In this video we look at Klarna which is expected to conduct an IPO in 2025.
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#wallstreetmillennial #klarna
0:00 – 1:05 Intro
1:06 – 5:57 Klarna’s Business Model
5:58 – 8:35 Journey to IPO
8:36 – 10:54 Stripe Deal
10:55 – 13:50 Selling Loan Portfolio
13:51 Profitability
@hauntedhouse7827
January 18, 2026 at 7:06 am
I plan on investing into this IPO myself even as i practically beg people to not use this service! If you can pay the full price up front you can't afford it. If it's an emergency or you're buying a home or something like that fine, but financing a taco?!
@paisan8766
January 18, 2026 at 7:06 am
Replaces humans with AI? Nah imm good
@TheGIGACapitalist
January 18, 2026 at 7:06 am
Billion dollar valuations for companies where this is the value proposition:
"What if we did banking but we charged no interest and our target demographic is broke people?"
GENIUS!
@Moe_Lester_fromUptwn
January 18, 2026 at 7:06 am
The amount of times I use them and affirm, I might hop in
@Erokk1988
January 18, 2026 at 7:06 am
Super interesting topic
@UcheOgbiti
January 18, 2026 at 7:06 am
Please can you share a link to Klarna’s financial statements
@stevebuss69
January 18, 2026 at 7:06 am
Bad Klarna 
@MrXentinel
January 18, 2026 at 7:06 am
Klarna came into troble in Norway because they did give credit without credit checking.. BUT they offered a way of pay within 30 day withiout interest and fees which for a while gave them an optertunity to ineed themselves into the space of putting the customer in an future hock and bait situtation..
@fxsrider
January 18, 2026 at 7:06 am
Lay away?
@mattsterh7740
January 18, 2026 at 7:06 am
i feel like certain things are not taken into account such as delinquent payments and recovering debts. yeah credit scores have problems but they at least work to create some semblance of reliability.
@moofymoo
January 18, 2026 at 7:06 am
Best way to avoid buying crap you don't need is to use cash and pay in full.
That's why they push so hard for cashless debt world.
@kev9617
January 18, 2026 at 7:06 am
Sounds like then PYPL should’ve skyrocketed since that whole company is based on one of PYPL’s feature. Short it?
@rolandnelson6722
January 18, 2026 at 7:06 am
Their business is giving people money.
It’ll be a fast growing company, t collapse. Just like AfterPay.
@PhantomOfManyTopics
January 18, 2026 at 7:06 am
Bad idea
@giorgiodemarco7067
January 18, 2026 at 7:06 am
Liquidity dependent company. As long as liquidity keeps pumping…it will pump
@Muircure
January 18, 2026 at 7:06 am
opportunity
@sebastiendecarvalho4445
January 18, 2026 at 7:06 am
Where is stripe on the chart ?
@Arias-toys
January 18, 2026 at 7:06 am
Good outline of Klarnas history and operations
@zacharywissinger3996
January 18, 2026 at 7:06 am
Sub 4% default rate on 0% interest non-recourse debt given to the least credit worthy doesn’t seem sustainable. Either consumer behavior will diminish or default rate will rise, neither would be good for them.
@henrydeshon8286
January 18, 2026 at 7:06 am
Calls on poverty
@melhudson8448
January 18, 2026 at 7:06 am
BNPL is risky. It's really a subprime credit facility.
If the consumer doesn't qualify for a credit card, what makes an investor think they'll be repaid? "Return of principle is more important than return in principle."
@eXclusive1
January 18, 2026 at 7:06 am
Who remembers Wonga and Amigo Loans in the UK? They both went in to legal trouble.
@dosmastrify
January 18, 2026 at 7:06 am
11:00 mhmm you just said this.
Comments are closed.