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The Middle Class Is Getting Priced Out of Health Insurance

A Homestead Journey | June 1, 2026



This is a compilation of how the middle class is getting priced out of health insurance as health insurance premiums, deductibles, and out-of-pocket medical costs continue to rise across America. More Americans are finding that the middle class is getting priced out of health insurance, forcing difficult choices as the cost of living crisis, inflation, healthcare costs, and economic uncertainty put increasing pressure on household budgets. In this video, we examine why health insurance is becoming less affordable, what rising premiums mean for American families, and how these trends are impacting the financial future of millions.
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#costoflivingcrisis #inflation #preparedness #economiccollapse

Written by A Homestead Journey

Comments

This post currently has 38 comments.

  1. @commonsense8334

    June 1, 2026 at 5:27 am

    Paying to live sounds like ransom. It’s disgusting. The United States is cruel and disgraceful to their own citizens. Even Israel has universal healthcare, hell even MEXICO has universal healthcare now.

  2. @annieladysmith

    June 1, 2026 at 5:27 am

    It just like the pet insurance. You pay big and when your dog needs a procedure, well, they don't cover that thing. You learn the hard way. The real pandemic is tick diseases and i can assure you they may cover 14 days of antibiotics, that's it. They are robbing America blind.

  3. @lseh4720

    June 1, 2026 at 5:27 am

    Hillary tried to get us all covered by health insurance in the 1990’s and Americans are so stupid that they voted for the guy who bankrupted all of his casinos. The dude only supports corporations and his filthy rich friends. Obama tried to get us all healthcare. The GOP tried to stop him and watered his policies down. Vote Blue people. What are you doing?

  4. @JoJo-zl7qh

    June 1, 2026 at 5:27 am

    Unfortunately, it’s not possible for some people to go without insurance. If you have to spend $2000 a month on insurance, but your prescriptions are $10,000 a month. It definitely makes sense to pay $2000 a month over that 10,000. That is a reality for people that have things like RA.

  5. @leetos.4915

    June 1, 2026 at 5:27 am

    Auto, life , health, dental, property insurance etc. all are scams…health is the scammiest of all…just worry about daily insurance of food

  6. @deicide100

    June 1, 2026 at 5:27 am

    If enough people cancel their health insurance, they'll just pass a law to make it mandatory or you'll penalized for not having any, just like car insurance.

  7. @dalejones107

    June 1, 2026 at 5:27 am

    What is this a advert for obamacare?, maybe these people need to remember that it was obamacare that made people hostages to health insurance companies courtesy of the rino john roberts who relabeled the obamacare fine or penalty into a tax so that even if you refused to purchase obamacare you would still be taxed at the same rate as the lowest priced obamacare premium even if you did not want the "insurance" and it was President Trump who removed the part of obamacare that forced you to pay a tax if you refused to purchase it, he told the IRS not to enforce the tax penalty. Insurance is a scam and people should not be coerced into having it, medicare is a scam as well since within six months of turning 65 they coerce you into signing up for it whether you need it at that point in your life or not with the threat of paying more for the "benefit" if you decide to sign up later or they refuse to allow you to collect social security if you don't sign up for it at all. For those people who think that the GOP is the problem consider the democrats don't give a damn about you either, the only person who has your best interests at heart is YOU and all congressmen and senators have their own taxpayer funded healthcare which is way better than what the rest of us get unless you are independently wealthy.

  8. @Cyberfarm9

    June 1, 2026 at 5:27 am

    We have used Medishare and Christian Health Ministries in the past. I would absolutely go back to those. They are superb. Especially if you try to stay healthy.

  9. @vegestaples

    June 1, 2026 at 5:27 am

    I dropped ALL health insurance in 2008. Since that time, I have had one $4,000 eye surgery and two separate $3000/each hand surgeries… THAT'S IT…! I'm not sure what 18 years of NOT PAYING for health insurance has saved me, but it is a SUBSTANTIAL amount, and
    WELL WORTH IT…

    I'm vegan, so I don't get the usual colds, stomach aches, or headaches that those who eat meat and dairy products get.

    Year after year, I have zero medical expenses… I don't know the future and I may be involved in some unforeseen accident that wipes me out, but I trust in the Lord to keep me safe and healthy…

    The American medical/pharmaceutical industrial complex is a scam, scam,
    DAM SCAM…!

  10. @Cyberfarm9

    June 1, 2026 at 5:27 am

    I have VA, private insurance and have been using cash pay clinic for one issue so I can actually get care. I spent my career as a health care professional and I do everything possible to avoid the dead American systems – food, health care, education for children, traditional employment. America is a sad circus, not the country I was born and raised in. It is unhinged.

  11. @Lighthouse4297

    June 1, 2026 at 5:27 am

    I haven't had insurance since 2010. If I need to go to the dr. I pay cash $120 a year and my dr sends it to cost plus drugs my prescription is 15.00 for 90 days and my other one is 20.00 for 90 days thru costco.

  12. @sumernoel1553

    June 1, 2026 at 5:27 am

    I guess CONCEPTS OF A PLAN meant bonanza for health companies & bankrupting American citizens. No wonder Trump wouldn’t give details of his plan. He gave the TRUST ME BRO & people voted for that. FAFO

  13. @JM_824

    June 1, 2026 at 5:27 am

    Let's just call it like it is, the US still not having Medicare for all (or at least a public option) is a disgrace.

  14. @sabbie7

    June 1, 2026 at 5:27 am

    We only pay for “health insurance” in the event of hospitalization because we all know the hospital charges 10k a day just for you to lay there. Forget about labs, bloodwork, surgery, X-rays etc, MRIs, . it’s a broken system and our food is all poison

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