The BIGGEST LIES About Money That Keep You BROKE! | Tom Bilyeu
On Today’s Episode:
Money allows you to cover your basic needs and it also gives you the ability to have new experiences and do really cool sh*t. No it doesn’t buy happiness, but not having the money you need to cover basics in life can make you feel really miserable.
In this money talk with Tom, we’re going to look at habits you have around money, both good and bad, and we’re going to help you find the path forward to what your version of financial success looks like. Your money habits, what you focus on, the story you have around money and your financial literacy are all important factors.
Let’s get you in the right mindset to:
Break away from the Time for Money tradeoff we’ve adopted
Start seeing money as potential to solve problems that allow you to earn more
Build habits that allow you to grow wealth
SHOW NOTES:
0:00 | Introduction to Money Talk
0:21 | Money The Great Facilitator
9:13 | Master the Game of Money
17:19 | Break Habits That Keep You Broke
35:17 | Adopt These Habits of the Wealthy
49:32 | Chasing Money for Happiness
QUOTES:
“Money is the great facilitator. Money doesn’t say anything about who you are as a person. It doesn’t mean that you’re good, it doesn’t mean that you are bad.” [0:32]
“Learn about money, master the game, so that you can play it very well.” [12:40]
“Money is not going to solve anything but money problems.” [16:58]
“Most people live paycheck to paycheck, even people that are making six-figures live paycheck to paycheck.” [17:56]
“If you’re not investing you’re going to be getting eaten alive by inflation.” [20:04]
“People are spending all of their money. Debt habit number one, you’re spending all of your money on liabilities and not assets.” [29:55]
“Be very thoughtful as you’re exchanging time for money. Don’t forget that you also want to be in a position where you can exchange skill set for money…” [34:37]
“People that get wealthy, […] all they think about are solutions.” [36:33]
“If you turn to people for a handout all you’ll ever get is what they’re willing to put in your hand.” [38:37]
“Wealthy people that know how to use debt effectively, […] they don’t sell the asset, they borrow against the asset.” [43:44]
Follow Tom Bilyeu:
Website: https://impacttheory.com/
Twitter: https://twitter.com/TomBilyeu
Facebook: https://www.facebook.com/tombilyeu
Instagram: https://www.instagram.com/tombilyeu/
@TomBilyeu
January 21, 2026 at 12:48 am
What was your biggest takeaway from the video? Drop a comment below!
@v-hypertopic7757
January 21, 2026 at 12:48 am
That u r best alone ur advice is great without a guest
@theRealGuyDiD-xi6fr
January 21, 2026 at 12:48 am
Do'n't time the market although there are right times to act. Know your levels.
@brittagavnholt5638
January 21, 2026 at 12:48 am
Inequality is the main reason why the working class and the middle class are struggling and living paycheck to paycheck. Wealth is automatically accumulated by the ultra rich at the expense of the middle class and the working class because the rich people pay little to no tax of their capital gains.
Watch your money carefully but do also watch videos and podcasts with inequity experts for a better understanding of the subject. Gary’s economics YouTube channel is highly recommended🤞💸
@victormendoza3295
January 21, 2026 at 12:48 am
This feels like Money Church.
@Lorenzo-99
January 21, 2026 at 12:48 am
Your first statement is a fallacy right off the bat. The actual quote is, "The love/ lust for of money is the root of all evil." Please get it right. Evidence of that is all around us.
@hjq0023
January 21, 2026 at 12:48 am
I actually love Tom's style of doing keynote speaking.
@Mybrothafromanothamotha
January 21, 2026 at 12:48 am
You are about as good as it gets, you genuine, on point, well spoken, and generally squared away. Your legacy is very well deserved, thank you for spreading value across the world.
@mattdelany6799
January 21, 2026 at 12:48 am
Just remember Tom, It will never be enough money. Chasing it is affecting your health.
@LozKat88
January 21, 2026 at 12:48 am
I was in that position in my business, I went from a 9-5 job to my dreams coming true when I opened a vintage shop in the middle of my city with the help of my local council, everything was going exactly how I had imagined, every second person would buy themselves something they loved and so many more customers were enjoying their money, I could feel all my years of hard work paying off, I felt so much joy and enthusiasm… then 9 months later the pandemic happened and it ruined everything, since then the last 3 years have been an absolute slog to the point where I’ve felt like giving up number of times, the business has still grown but the growth has been eaten up by rent and inflation, and half of my younger customers have been pushed out of the market due to this cost of living stuff going on right now, I’ve never felt more frustrated and resentful, but I cannot give up because my passion is still alive and so many of Tom’s videos have helped me understand and get through these challenges!
@coachlittlez2342
January 21, 2026 at 12:48 am
You are one bad dude, impressive and I am not easily impressed. Great talk!
@1fas1984z28
January 21, 2026 at 12:48 am
Why does this stupid show keep popping up on my auto play? I don’t even subscribe to him! 😢
@dmunk1206
January 21, 2026 at 12:48 am
1 Timothy 6:10 King James Version "The LOVE of money is the ROOT of all evil." Money isn't evil, and the love of money isn't evil, but at the root of all evil is greed or the love of money. Greed takes many forms including murder, rape etc.
@VladTech-x6k
January 21, 2026 at 12:48 am
Can’t find the books list Tom is referring to.
@RashawMedia
January 21, 2026 at 12:48 am
Life changing content thanks fam! 🔥
@thomasd1544
January 21, 2026 at 12:48 am
Someone has been reading Ayn Rand…
@ericanonymous7859
January 21, 2026 at 12:48 am
Excellent Tom, excellent!
Why this is not taught in all high schools is beyond me.
@wakkowarner9522
January 21, 2026 at 12:48 am
Money is not the root of all evil, the LOVE of Money is the root of all evil because if you love money more than people you will do anything to get that money, even step on people and all kinds of evil things to others.
@peppermintpasta
January 21, 2026 at 12:48 am
Read some of the Tim Grover book that you recommended…Terrible book. It was more an advertisement for the author's business with name dropping every page. He doesn't share anything usable. David Goggins on the other hand is a treasure trove.
@leonardoaubert
January 21, 2026 at 12:48 am
if wealth was made doing harm to others, then it must be taken away, simple as that. Don't cheat, don't steal, don't lie. so 99% probably should be given back.
@JoaoAlmeida-js6of
January 21, 2026 at 12:48 am
Man, where the gest
@larshansen252
January 21, 2026 at 12:48 am
Love the fasting story at 1:44:40.
@QualityBargain
January 21, 2026 at 12:48 am
My biggest takeaway from the video was staying and focusin your mind on helping, solving problems!!! regardless of the red pill, the matrix, the level of the playing field, of the game, is equal, it’s anyone ‘s game to win and succeed! Thank you very much!
@v.ndeadd
January 21, 2026 at 12:48 am
I can't find the link of the Ironclap discipline workshop 🙁 maybe because time has passed?
@bonosmith1113
January 21, 2026 at 12:48 am
Developed countries already know these basics. It’s evident by birth rates. It leads to …
@JuXuS1
January 21, 2026 at 12:48 am
going from "i'm smart" to "i'm a learner" i need to integrate that
@mgem1611
January 21, 2026 at 12:48 am
The banks paid the money back
The banks are collapsing and the FED is bailing them out
We're at 2007 and breaking all record debt in all categories
@EricMHowardII-yh1rn
January 21, 2026 at 12:48 am
The Love of money is at the root of evil. Fisrt Timothy 6:9,10
@rmmccarthy1240
January 21, 2026 at 12:48 am
Masterfully organized. Delivered with intent, authority, and clarity.
@wealthtec
January 21, 2026 at 12:48 am
Tom always drop gems! The info he shares most people charge a hefty consultation fee. This guy is truly here to help others, with no other motive. In return he will consistently continue to be blessed! That's how the universe works! Good job Tom! You are a great mentor!
@Brilliantbeing
January 21, 2026 at 12:48 am
Epiphany: Tom works better alone, rather than when he has guests.
@sondralee8539
January 21, 2026 at 12:48 am
All charities Are Criminal ELItes CON Troll ers Scams!! Typical Freak ma son ry Cult.
@RobertofDetroit
January 21, 2026 at 12:48 am
The wait isn’t months, it’s years and years. Set it and forget it thinking. Not fast paced playing poker thinking.
@blascantu7221
January 21, 2026 at 12:48 am
Who is actually told that money is the root of all evil? I was never told this and even people critical of things never say that money is the problem. They’ll say that it’s the way money is distributed that’s a problem for example. These selfhelp guys love to talk about how it’s not true that “money is the root of all evil” as if they’re telling us something deep and significant.
@taylortrzeciak7572
January 21, 2026 at 12:48 am
This popped up after another video automatically. I know this was 8 months ago so I will be kind in assuming you’ve learned more. But this is umm misguided. It’s good to speak about topics to educate. I also think you’ve redeemed yourself in some other cases. But this is too simplistic.
Value and value attribution is what makes people angry at rich people.
Did you figure out the game or did you fall victim to the inverted value attribution system? And simultaneously insult people without the means to even purchase food for their kids for not being “smart” enough to understand money and start a company.
@magma9138
January 21, 2026 at 12:48 am
Tom – THANK YOU. I have learned an enormous amount from your videos on this topic.
@SamSung-rv9rm
January 21, 2026 at 12:48 am
Tom you are the best. This video is massive value.
@SamSung-rv9rm
January 21, 2026 at 12:48 am
Most people do cancer research yet the big pharma shuts down any one who says can cure or prevent cancer. I myself had to heal myself thanks to alternate medecin that s unknown or barely unpopular. I developed a lot of skills going through health. Maybe in the future , I ll find a community to bring healing to the world and prevention. I focus on healing music for now. My commitment is to help as many people as possible heal.
@SamSung-rv9rm
January 21, 2026 at 12:48 am
One word you are a genius.
@zaidagrace2263
January 21, 2026 at 12:48 am
Your videos are some of the most honest talks about money I've ever heard. Thanks.
@SamSung-rv9rm
January 21, 2026 at 12:48 am
This man is golden
@SamSung-rv9rm
January 21, 2026 at 12:48 am
I love what you share. So brilliant. School failed most of us. Can you be my mentor?
@Wild_Fire_Farms
January 21, 2026 at 12:48 am
I'm going to have to argue on behalf of calling your home a liability. Here is why- #1 You are going to have to pay to live somewhere. At least this way it functions as somewhat of a savings account.
#2 mortgage payment tends to stay the same on most loans, where as landlords have been known to jack up the prices insanely.
#3 if bought correctly you can own a better home then you can rent. For instance I'm in one of the hottest real estate markets for resale and rental values, but I can tell you most people don't realize they can buy a $450,000 house for the same price or close to that they will pay to rent a house. For instance the average 3/2 in my area goes for $2400-$3200/m. The mortgage on a $450,000 homes is about $2700/m.
@theadvocatespodcast
January 21, 2026 at 12:48 am
That quote is often misquoted. It's not money. that's the root of evil. It's the love of money that's evil.
@FaithCortneyCooper
January 21, 2026 at 12:48 am
Henry Ford said: “It is well enough that people of the nation do not understand our banking and money system, for if they did, I believe there would be a revolution before tomorrow morning” — Henry Ford
@AdrianButler86
January 21, 2026 at 12:48 am
Tom I wanna meet you just to shake ur fucking hand. Amazing content
@arianfusha1853
January 21, 2026 at 12:48 am
Shout-out to Tom. Love ya buddy
@Imountzion
January 21, 2026 at 12:48 am
It is not money that is the root of all evil, it is the LOVE of money. And this can be explained.
@youtrades
January 21, 2026 at 12:48 am
Understanding financial structure, yes!! You're coming from an aspect of having money. As you've stated, having 6 to 12mo available, and then invest. I feel I understand financial mechanics, but I'm still struggling weekly to get food on the table for my kids. I understand money, but don't want to be a scammer taking money from others to build money. What I'm desperately looking for, is a way to grow into a space where I can apply these ideas and my skills into benefiting others to grow my own families security and growth.
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