PayPal Is In Crisis
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In this video we discuss the stagnation of the payments giant PayPal as well as recent controversy surrounding its Honey subsidiary.
Megalag’s video exposing Honey: https://www.youtube.com/watch?v=vc4yL3YTwWk
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#wallstreetmillennial #paypal #honey
0:00 – 1:07 Intro
1:08 – 4:18 History of PayPal
4:19 – 7:20 How PayPal Makes Money
7:21 – 10:14 PayPal’s Recent Performance
10:15 – 14:46 Troubles and Controversy
14:47 PayPal Future Outlook
@starvoltofficial
February 11, 2026 at 7:36 am
Wait, what about in 2026? Surely they changed already right guys? Or, are you still mad?
@robnation2475
February 11, 2026 at 7:36 am
Numerous customers have reported significant issues with the PayPal Honey rewards program regarding the December 2025 20% cash back promotion, including a failure to receive payouts. Many of these problems were due to widespread technical glitches on PayPal's end, and the company is aware of the situation.
@robnation2475
February 11, 2026 at 7:36 am
PayPal has faced significant challenges, including declining stock, competition, and user issues with fraud, account limitations, and recent technical problems impacting direct debits, leading to financial and operational strains, despite efforts by the new CEO to address core business issues.
Key Issues Facing PayPal:
Financial & Stock Performance: After massive growth, PayPal's stock lost significant value, with its business model and slowing e-commerce growth posing threats, notes Forbes.
Increased Competition: Rivals like Apple Pay have gained traction, challenging PayPal's dominance in digital payments, reports YouTube.
Fraud & Security Concerns: PayPal deals with constant fraud from bots, phishing, and scams, leading to user distrust and significant financial losses, impacting both legitimate transactions and system integrity, as seen in a 2022 admission of millions of illegitimate accounts and a 2025 security system failure in Germany.
User Account Problems: Users have reported issues with account limitations, frozen funds, and difficulties with tax form reporting (1099-K).
Strategic Challenges: The company's unbranded checkout (like at Venmo) yields lower profits, and the new CEO finds metrics like funds leaving Venmo quickly unacceptable, says The Motley Fool.
Legal & Regulatory Scrutiny: PayPal faced a subpoena from the SEC (Securities and Exchange Commission) in 2023 regarding its stablecoin, Paxos.
Recent Incidents:
August 2025: A security system failure in Germany caused banks to block billions in direct debits, disrupting payments and highlighting system vulnerabilities, according to this IT Daily article and Heise.
December 2024: A YouTuber alleged massive fraud by Honey (a PayPal acquisition), leading to class-action lawsuits.
In summary, PayPal is navigating a challenging period marked by heightened competition, security issues, regulatory focus, and internal operational hurdles, impacting its market position and user trust.
@Hyperion1040
February 11, 2026 at 7:36 am
Never trust youtubers 😂
@IanRobinson-oh4yj
February 11, 2026 at 7:36 am
never used it again after 'misinformation fines' threat
@patmat.
February 11, 2026 at 7:36 am
I've blacklisted Paypal since they covered up for a fake webstore that scammed me. A whole family of fake webstores using real shipping tracking numbers.
@donnablock5365
February 11, 2026 at 7:36 am
I have to cancel my PayPal after I get things organized. I got overcharged by someone. Bought product for $49 and charged $63 by PayPal. No contact from the seller so I am out. PayPal won't help me. They keep closing my case and shutting off the chat. I have been nothing but kind in my communication. I see their stock is way down. I an not surprised.
@petercoles465
February 11, 2026 at 7:36 am
I've just closed my PayPal account after 15 years. The demanded photo ID and personal documents. So I just closed my account. Well done PayPal another customer gone.
@99problemsbutafishaintone35
February 11, 2026 at 7:36 am
Paypal is the most useless corrupt service of all time. They screwed me over so bad I and nobody in my company is allowed to use PayPal or you are fired now.
@ZackaryYoung-i5g
February 11, 2026 at 7:36 am
PayPal is a great company, and offers an excellent payment processor. They should offer innovative ideas, like open source API and plugins. Handling cryptocurrency and building PayPal USD was a great move. They should avoid "hard KYC".
@KianFloppa
February 11, 2026 at 7:36 am
i hate paypal people send me money then claim it back and i have to pay the fee. they made me pay 15 euro in fees in just 1 hour. i fastly transfered my cash away and closed account. support couldnt help
@mastabaek
February 11, 2026 at 7:36 am
Good for u. Somebody hacked into my account, and thank goodness I had my text message system set up…somebody purchased 2 items and i immediately called my bank put a hold on my account. Then I contacted PayPal and put it shortly it took forever to get through to them. I couldn’t sign in anymore bc password was changed. I called PayPal and they told me they can’t do anything bc I can’t log in. Which was ridiculous. PayPal owned by mobsters. It took lots of hours days to resolve this stupid issue. Never again.
@nevertoolate5325
February 11, 2026 at 7:36 am
Just deleted PayPal account after 24 years. I wish I knew 24 years ago about who started the company 🙄
@nzoomed
February 11, 2026 at 7:36 am
Good riddance, their fees are a ripoff. There are easier ways to pay people overseas these days.
@chrisgreyparrot
February 11, 2026 at 7:36 am
I lost 600euros on paypal transferred ever use them again scam
@zuyaoke2447
February 11, 2026 at 7:36 am
PayPal is not safe, I was charged for something out of blue, and they couldn't tell me where my money went. Already closed my PayPal account
@NicholasMorell-f3u
February 11, 2026 at 7:36 am
They just stole my money, I can’t access anything
@louprentz8554
February 11, 2026 at 7:36 am
PayPal is horrible to it’s business clients. No one with any sense would use this criminal services. They should not exist.
@user-ihjiudrgf34
February 11, 2026 at 7:36 am
I got a refund for something I purchased online and the only way to receive the funds (so I thought) was to have it sent through PayPal.
It took literally close to 2 months to get the money $600.00 I just about gave up and their customer service is completely useless as well as their automated services.
Bottom line, never use PayPal.
@gdutfulkbhh7537
February 11, 2026 at 7:36 am
I ceased using Paypal when I heard it was associated with Elmo Musk. I don't know if he's still got shares, but decided not to chance it.
@williamrosenberg6220
February 11, 2026 at 7:36 am
i was scammed through pp had money in there one day it disappeared luckily they refunded me pp is dangerous
@SonjaMorrison-i7j
February 11, 2026 at 7:36 am
Boycott Elon Musk
@michael_caz_nyc
February 11, 2026 at 7:36 am
Caution when Using Pay-Pal – I recently ordered a Belt. Item was UnOpened and Still in the Plastic. I contacted Pay-Pal to "Make an Exchange for the Proper Waist Size" and was Denied? How can you Not Allow a Customer to make an Exchange ( not a Return ) for the Correct Size ???
@CogitoBcn
February 11, 2026 at 7:36 am
I've been using them for my business from almost 20 years, and I hate them. I can't wait until the day an honest competitor allows me to leave them. And no, Stripe is not an honest competitor, they stuck too.
@Cucchulainnn
February 11, 2026 at 7:36 am
Last year paypal allowed someone to steal money from me. I closed my account and will never use them again.
@JO-bw5wx
February 11, 2026 at 7:36 am
Happy ti see paypal not well..😂😂😂😂 thay are evil teying to silent us by issue threat on our hard earn money.
@Ogunjudi
February 11, 2026 at 7:36 am
I don't like PayPal! The amount of money they charge on every transaction is nerve wrecking! They charge a lot of fees.
@qroadside
February 11, 2026 at 7:36 am
Imagine what Elon is covering up with DOGE and this scandal.
@imacmill
February 11, 2026 at 7:36 am
What are the best options to replace paypal?
@jeanenry
February 11, 2026 at 7:36 am
I cannot see how Paypal has any serious competitors. I have been using it since it started, anything online I buy using Paypal. It even offers credit. Why anyone would want to leave, especially any ebay purchasers is beyond me!!
Comments are closed.