Everything You Need to Know About DeFi and Crypto EXPLAINED | Tom Bilyeu
This episode is sponsored by BetterHelp. Go to https://betterhelp.com/impact for 10% off your first month. BetterHelp is an online counseling company with the mission to make professional counseling accessible, affordable, and convenient.
Ready to experience Christmas like never before? The 25 Days of Giving has begun!! Get in the full Holiday Spirit with daily experiences and all kinds of prizes. To participate pick up your Merry Modz (https://opensea.io/collection/merry-modz) on OpenSea and join in on the festivities today, you never know what surprises await you next! Learn more on our discord: http://ImpactTheory.com/Discord Official rules: https://merrymodz.io/contest
From crypto start-ups to volatile market scares reported everyday, you may still feel like you’re wandering in the dark trying to figure out what is going on. Aside from a top of the line curated list of interviews with leading experts in the finance industry here on this channel, it is critical that you do the research needed to get a better grasp of how cryptocurrency, defi, blockchain and web 3.0 are going to disrupt businesses in a major way. The tips and information in this episode are answers to questions from other entrepreneurs and business owners seeking to understand how to get positioned for the rapidly changing digitized age we are all experiencing. The goal of this episode is to get you thirsty enough to do your research, risk feeling stupid and gain a more functional understanding of what’s available to you in one of the biggest transfer of wealth opportunities ever seen. Do. Not. Ignore. This.
SHOW NOTES:
0:00 | Introduction Cryptocurrency
0:42 | Tips to Learn Crypto Fast
3:47 | Coins and Blockchain Relationship
10:09 | Crypto Security & Scams
19:15 | Making Crypto Commerce Functional
23:42 | Volatility of Payments in Crypto
27:14 | Web 3.0 Revolution for Business
QUOTES:
“Understanding why you like a given blockchain will help you understand why you like a given coin.” [4:22]
“If you are an NFT collector, as I am, never ever, ever, under any circumstance engage with a contract that you don’t know.” [17:31]
“Don’t take my word for it, do your own research, […] Please go and understand it. Don’t ignore it. Don’t be afraid to feel stupid. […] There is no need for the rich to be the only ones winning” [30:59]

@TomBilyeu
March 18, 2026 at 5:27 am
What do you think the future of DeFi and Crypto will be?
@sylviareyes2756
March 18, 2026 at 5:27 am
Seed phrase is now 24 vs 12
@Miarchieve
March 18, 2026 at 5:27 am
Micahel Saylor buy and hold
@Miarchieve
March 18, 2026 at 5:27 am
2:23 3:20—
@davel4030
March 18, 2026 at 5:27 am
polygon isnt a fork its an l2 rollup
@Dragonhailflower
March 18, 2026 at 5:27 am
Sol is taking market share in this bear market
@kelseywhite6889
March 18, 2026 at 5:27 am
Sadly this economic crisis means more inflation and more inflation affects the banking system. My condolences to anyone retiring this year..
@cnguyenle
March 18, 2026 at 5:27 am
I’m in awe of your love for humanity
@etherealcrypto4259
March 18, 2026 at 5:27 am
Awesome! Thank you 🙂 LUNAMOONA
@etherealcrypto4259
March 18, 2026 at 5:27 am
Terra anchor was an amazing idea
@etherealcrypto4259
March 18, 2026 at 5:27 am
Luna to the MOON
@holdadoor722
March 18, 2026 at 5:27 am
Thank you. I am in my pleb year and the emotions are very overwhelming. Wrapping my understanding around a whole technology ecosphere of crypto. And then trying to explain to my loved ones a concept for profoundly game changing, when even I do not understand the fundamentals. First principles.
Thank you again for providing me with the strentgh to learn and more importantly share. Passing on to those close to us so they are not left behind. So they may pass it on to their friends.
@BattleDrum
March 18, 2026 at 5:27 am
hmm… on that topic of people dying with their seed phrase not written down and the money goes with them to the grave.
What if, if crypto is widely adopted and since there will only ever be 21 million bitcoins, everyone who has bitcoins dies without giving access to their seed phrase essentially 21 million coins carried to their graves… does the coin become extinct?
Granted it might take decades or centuries depending on the coin and global catastrophe and what not.
@louisclifford9874
March 18, 2026 at 5:27 am
I came here to learn how to invest after listening to a guy on radio talk about the importance of investing and how he made $460,000 in 4 months from $160k, somehow this video has helped shed light on some things, but I'm still confused, I'm a newbie and I'm open to ideas.
@catarinamoreira4048
March 18, 2026 at 5:27 am
Nice Videos! Very engaging from beginning to the END. I'm 50 years old, am working on
my retirement plan that will soon come up, my dream is to accumulate a million dollar portfolio within 12-18 months before my retirement which I have currentily saved a capital of $10,000 for it, please can someone tell me how to go about it?
@devendrahake2663
March 18, 2026 at 5:27 am
Said Bitboy… closed the video
@garettsikes4449
March 18, 2026 at 5:27 am
Thank you!
@bobbyjimenez4482
March 18, 2026 at 5:27 am
Quite interesting, you have mentioned in one of your videos that u only invested on btc, Eth and Chainlink and I did not hear about Solana…
@rick-nx9ii
March 18, 2026 at 5:27 am
What if someone steal your personal data through virus or somethings like that and threaten to reveal everything unless you send him bitcoin. You cant find him. So it is dangerous when use like that, can that be regulated?
@johnw6809
March 18, 2026 at 5:27 am
What does your shirt mean?
@paulk680
March 18, 2026 at 5:27 am
The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading
@Miktro1
March 18, 2026 at 5:27 am
I have no idea what your talking about lol very confusing.
@cliffordituralba1989
March 18, 2026 at 5:27 am
Buying early is the way to maximize profit in crypto, especially investing in a real life utility case project. #DEFIBAY $DBAY
@michaelvaldez8003
March 18, 2026 at 5:27 am
Thank you Tom!!!!!!
@chrishallnyc
March 18, 2026 at 5:27 am
I wouldn’t send people to YouTube to learn about crypto. Most influencers don’t know what they are talking about, and are just sponsored to promote different coins and leverage exchanges that make people lose money.
@robbiem1738
March 18, 2026 at 5:27 am
I felt the sincerity when you closed this episode. I feel and express the same sentiment when speaking with others. I can help Tom. Give me a shot to help spread our equal cause of sharing this freedom.
@pinturicchiodoteth
March 18, 2026 at 5:27 am
Tom is SO the right guy to explain Crypto/Blockchain. Awesome!
@incorporeal-ai
March 18, 2026 at 5:27 am
Bet against the consensus and be right leads to wealth!!!
That Ray Dalio philosophy always resonates with me.
@ZeXeBeGe
March 18, 2026 at 5:27 am
Theres a scam that people will ask you to turn your seed phrase to a qr code. Bcareful
@coffeebreakcontent2505
March 18, 2026 at 5:27 am
Amazing video!
@sanityisnofun
March 18, 2026 at 5:27 am
i mean 'how will you ever get air dropped an NFT 'and know it's not a scam again" right? if they have that code that scrapes your wallet in it. hahah ha hahah 'evil laugh* ) *(oh no) j/j) i missed the nft rush) ( i mean i just have to figure out how to put my soul in an NFT…
@Putyouropinionherepodcast
March 18, 2026 at 5:27 am
I love that this video has not a single dislike on it.
You have added an enormous amount of value to my life I appreciate everything you put out Tom.
@Smoked_Calamari
March 18, 2026 at 5:27 am
The moment Tom comes out with his own crypti coin, I'm out.
@niftythrifty3
March 18, 2026 at 5:27 am
It won't be "unceasable" when there's only one world government, which has been the most openly named major agenda of most all world leaders for the last 50-75 years.
@philbrady2969
March 18, 2026 at 5:27 am
Pick tokens and coins that have real founders who don't hide their identity.
@philbrady2969
March 18, 2026 at 5:27 am
Warren Buffet passed on Microsoft because he did not understand it.
@diciplineisfreedom8384
March 18, 2026 at 5:27 am
To answer the question about volatility, just use stable coins pegged to the dollar .to pay people.
@diciplineisfreedom8384
March 18, 2026 at 5:27 am
Wow I am new to crypto but have been researching it since may , I have had these complicated conversations with family and friends ,and the way you explain it was great and simple to follow thank you for all your hard work .
@Brandon-gw4ed
March 18, 2026 at 5:27 am
Once again! Thanks, man.
@wendywaddellhardy8820
March 18, 2026 at 5:27 am
I am SO impressed that you know SO MUCH about DeFi and Crypto in such a short amount of time! I have been in 4.2 years and you blow me AWAY!!! (Long term swing trader/investor/hodler of crypto)
@mygolfbuddy
March 18, 2026 at 5:27 am
What you don't know will hurt you!
@enzoloko7483
March 18, 2026 at 5:27 am
I am surprised of Tom here.
I dont see any value as a currency,
How many pizzas can i buy with a Bitcoin in one month?
What is the regulation?
Will China and USA allow?
What about the environment?
The day that elon musk says no to criptos, everybody Will colapse.
Only narrative, block chain? Of course It is valuable but criptos no.
From my point of view Tom is wrong in this one.
Great Risk asset with tappering and fed deleting stimulous..
@Paul-pi9lp
March 18, 2026 at 5:27 am
can you stop saying: WE are talking.
its not we its YOU talking.
Besides that thank you for your often great work.
@jimwells8734
March 18, 2026 at 5:27 am
Big fan. Good Intro. Great explanations. However, you’re not using some terms correctly. Solana is a first layer. Polygon Matic is not a fork of ETH. It’s a defi second layer solution on ETH.
@PiFenterprise
March 18, 2026 at 5:27 am
keep up the excellent work brotha… love your content… maybe one day, ill be on your show… maybe… eh
@JakubSK
March 18, 2026 at 5:27 am
Simple Tom, all of the crypto but Bitcoin is a scam. You’re welcome for the lesson.
Comments are closed.